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Operating and domestic help from the Agricultural Health Insurance Fund Granting

Benefits for operating and domestic help of the LKK may be eligible if you are absent due to

  • a disease that endangers the management of the company,
  • hospital treatment,
  • an outpatient or inpatient preventive or rehabilitation measure of the LCC or
  • Pregnancy and maternity leave.

The LKK ensures that your business or household is continued and that your income base is maintained. The benefits for operating and domestic help essentially extend to work that cannot be postponed.
For this purpose, the LKK either provides a qualified force, which is called a provided force. Or you can procure a replacement yourself.
The staff provided may be employees of the SVLFG or employees of other bodies, for example of a machine ring or an auxiliary service.
If you procure a replacement yourself, we will reimburse the costs for this in a reasonable amount. Maximum amounts apply. It should be noted that no deployment costs are covered for relatives and in-laws up to the 2nd degree. The substitute must also be external to the company, i.e. he or she may not otherwise work in the company or in the household or help out significantly.
In the event of illness that endangers the management of the company, benefits for operating and domestic help are possible for a maximum of 4 weeks. in the case of inpatient treatment, for a maximum of 13 weeks. An extension is possible under certain conditions.

Process flow

You must apply for farm and domestic help services from the Agricultural Health Insurance Fund by post or telephone before the start of the assignment.

  • Download the appropriate form from the website of the Agricultural Health Insurance Fund or request it by phone or post and fill it out.
  • Send the application to the LKK together with any necessary documents.
  • You will receive the decision of the LKK by post.

Requirements

  • Your company will reach the minimum size.
  • Farm and domestic help benefits are necessary to maintain the agricultural business or household.
  • You are insured as an agricultural entrepreneur or, accordingly, as an agricultural entrepreneur
    • Wife or husband or
    • registered civil partner.

They fail due to

  • medically certified illness that endangers the management of the company,
  • hospital treatment,
  • an outpatient or inpatient preventive or rehabilitation service of the LKK or
  • Pregnancy and maternity leave.

Hints:

  • Excluded from farm and domestic help are activities in non-agricultural parts of the company (ancillary companies).
  • Even if you are otherwise insured with the Agricultural Health Insurance Fund, you may be able to receive domestic help benefits. For example, if
    • it is not possible to continue the household due to hospitalization, and
    • there is a child under the age of 14 or a disabled child living in the household.
  • Domestic help is also provided if it is not possible to continue the household due to pregnancy or childbirth.

Which documents are required?

  • Application for business and domestic help
  • where applicable, a medical certificate attesting to illness endangering the management of the undertaking.
    For this purpose, the doctor can use forms available in his or her practice. However, the Agricultural Health Insurance Fund also provides its own form.

What are the fees?

There are no costs for the application.
If the Agricultural Health Insurance Fund provides a qualified substitute, it will cover the costs in full.

If a substitute cannot be provided, the Agricultural Health Insurance Fund will reimburse the costs for an external substitute procured by you in an appropriate amount. This takes into account the cash benefits actually incurred (in particular the remuneration for the activity and travel expenses); Benefits in kind, on the other hand, are not taken into account. Maximum amounts of reimbursement apply.
The following are considered appropriate: the proven expenses up to a daily maximum amount of 2.95 percent of the applicable monthly reference value, rounded up or down to the nearest even euro amount.
In certain cases, you will have to pay a co-payment for each day of use. An exemption from the obligation can be considered if your personal limit is exceeded.

What deadlines do I have to pay attention to?

There is no deadline.

Business and domestic help benefits are possible at the earliest from the date of application.  

Applications / forms

Forms available: Yes

Written form required: No

Informal application possible: Yes

Personal appearance required: No

Online services available: No

Appeal

  • Contradiction
    Further information on how to file an objection can be found in the notification of your application
  • Action before the Social Court after unsuccessful objection

What else should I know?

There are no clues or peculiarities.

Technically approved by

Federal Ministry of Food and Agriculture (BMEL)

Professionally released on

12.04.2022

Author

The text was automatically translated based on the German content.

Source: Serviceportal Niedersachsen (Portalverbund des Bundes und der Länder)