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Child injury benefit received from the statutory accident insurance


In some cases, child injury benefits are paid by the accident insurance fund. It compensates for your lost income if you have to care for your child under the age of 12 at home.

There is an entitlement to child injury benefit per year and per child for

  • maximum 10 working days for couples
    respectively
  • a maximum of 20 working days for single parents.

Process flow

The procedure differs depending on whether your child is insured with your statutory health insurance company or has statutory or private health insurance with the other parent.

If the child is insured with your statutory health insurance company:

  • Your doctor will issue a medical certificate for the receipt of sickness benefit in the event of a child's illness.
  • Submit the certificate to your health insurance company.
  • Your health insurance company will pay you the child care injury benefit on behalf of the responsible accident insurance fund.

If the child has statutory or private health insurance with the other parent:

  • The accident insurance fund of the federal state in which the kindergarten or school is located is responsible.
  • Your doctor will issue a medical certificate for the receipt of sickness benefit in the event of a child's illness.
  • Submit an application (in writing or by telephone) to the responsible accident insurance fund for the granting of child care injury benefit.

You can also contact the accident insurance fund online or by post.

Online Service:

  • Go to the online service.
  • You will be guided through the procedure on the accident insurance service portal.
  • You can sign up.
  • If you would like to receive the answer from your employers' liability insurance association or accident insurance fund in the mailbox of your BundID account or My company account, you must have an account and authenticate yourself.
  • If you would like to receive the answer by post, you can continue without registering.
  • Select your responsible employers' liability insurance association or accident insurance fund or find out more using the industry search.
  • Upload the required documents.
  • Fill out and submit the online form.
  • Your report will be automatically forwarded to your employers' liability insurance association or accident insurance fund.
  • You will receive feedback in the desired way.

Online service of your employers' liability insurance association or accident insurance fund:

  • If you have access to the portal of your employers' liability insurance association or accident insurance fund, you may also be able to submit the report there electronically.

Message by mail:

  • Please send an informal letter to your employers' liability insurance association or accident insurance fund.
  • Pay attention to the required information and enclose the necessary documents.

Requirements

You are entitled to child injury benefit if:

  • you have to supervise, care for or care for a child in your household due to the consequences of an insured event (school and kindergarten accident),
  • your child has not yet reached the age of 12,
  • you were entitled to pay or other cash benefits (e.g. sickness benefit, unemployment benefit) prior to the supervision, care or care of your child, and
  • no other person living in your household is able to care for your child.

Which documents are required?

  • Medical certificate in case of illness of a child

Please check with your local accident insurance company whether you need to submit any further documents.

What are the fees?

There are no costs.

What deadlines do I have to pay attention to?

There is no deadline.

Applications / forms

Forms available: No

Written form required: No

Informal application possible: Yes

Personal appearance required: No

Online services available: Yes

Appeal

  • Contradiction
  • Detailed information on how to file an objection can be found in the notice issued by your employers' liability insurance association or accident insurance fund.

Technically approved by

Federal Ministry of Labour and Social Affairs (BMAS)

Professionally released on

22.12.2022

Author

The text was automatically translated based on the German content.

Source: Serviceportal Niedersachsen (Portalverbund des Bundes und der Länder)