Foreign professional qualification Recognition as a real estate loan broker
The profession of real estate loan broker is regulated in Germany. The recognition of your professional qualification is necessary so that you can work in the profession in Germany. This procedure is called: recognition of qualifications or training certificates (§ 13c GewO).
Note: There is another procedure for self-employment in the profession. This procedure is called: Permit according to the Industrial Code. With a successful recognition, you can obtain the permit according to the Industrial Code.
I submit an application to the competent authority. How does that work?
You can also apply if you do not yet live in Germany.
- You can send the application by post to the competent office. Do not send originals!
- Perhaps you can send the application by e-mail. Ask your responsible office beforehand. At a later stage in the recognition procedure, you may need to submit the original documents or the certified copies.
- Sometimes you can apply online. At a later stage in the recognition procedure, you may need to submit the original documents or the certified copies. For the online application, use the Internet portal of the federal state in which you would like to work.
Tip: The Chambers of Crafts will advise you before applying. Advice is important for a successful procedure. Take advantage of this offer!
The competent body will process my application. What does that mean?
- The competent authority receives the application. It will confirm to you after one month at the latest that the application has been received. Once the competent body has received all the documents from you, it will process your application.
- The competent authority carries out an equivalence test: it compares your professional qualification with the German professional qualification. In doing so, the competent body shall take into account your professional experience, other qualifications and qualifications.
- The recognition procedure takes a maximum of 3 months. At the end, the competent authority will send you a notification with the result.
The competent authority informs me of the result in a notification. What results are possible?
- Result: Recognition
Your professional qualification and the German professional qualification are equivalent. Your professional qualification will be recognised. You have the same professional rights as a person with the German professional qualification.
With the recognition, you can apply for the permit according to the Industrial Code. The competent authority will advise you on this. With the permission according to the Industrial Code, you may work independently in the profession.
- Result: No recognition
There are significant differences between your professional qualification and the German professional qualification. You could not compensate for these differences with your professional experience and other knowledge in the profession. Therefore, your professional qualification is not equivalent to the German professional qualification. They do not get recognition. You cannot apply for a permit under the Industrial Code.
In most cases, you can make a compensatory measure. This allows you to compensate for the essential differences.
You can take legal action against the decision of the competent authority. Details of this procedure can be found in the information on the right of appeal at the end of your decision. We recommend: Talk to a counselling centre first before you object or sue.
I don't get any recognition. What can I do?
If your professional qualification is not equivalent, you can make a compensatory measure. With a compensatory measure, you can compensate for significant differences. Significant differences are listed in your notification.
There are several compensatory measures:
- You take an exam. The test is called: specific competence test.
- You are doing a course or training. This possibility is called supplementary information.
The competent authority will advise you on this.
If you successfully complete the compensatory measure, you will receive a certificate. You must submit this certificate to the competent authority. The competent body shall examine the certificate.
If you meet all the requirements, your professional qualification will be recognised. Then you have the same professional rights as a person with the German professional qualification. With the recognition, you can apply for the permit according to the Industrial Code.
Who should I contact?
The responsibility lies with the Chamber of Commerce and Industry.
- Equivalence of your professional qualification
You do not have to prove your German language skills. However, knowledge of German is important for your applications and your work.
Which documents are required?
- Application form from the competent body
- If there is no application form: an informal application
- Proof of identity (e.g. passport or identity card)
- Marriage certificate (if your name has changed due to marriage)
- Curriculum vitae
- Proof of your professional qualifications (e.g. certificates, certificates)
- Proof of your professional experience in the profession
- Proof of your other qualifications (e.g. continuing vocational training, seminars)
- If the profession is regulated in your country of training, you must prove that you are allowed to work in the profession in the country of training. The certificate must be from the competent authority of the country of training.
- Information about an application for recognition that has already been submitted. Then indicate to which body you have submitted the application.
Translations and certifications
- The competent authority will inform you which documents you must show in the original or hand in as copies. Some copies must be officially certified. We recommend that you do not send originals by post.
- You must present your documents in German. The translations must be made by publicly appointed or authorised translators.
What are the fees?
- You have to pay money for the procedure. The competent authority will inform you of the exact costs.
- Perhaps other costs, e.g. for translations, certifications or compensatory measures
- No later than one month after receipt of your application by the competent authority: the competent authority will inform you of the receipt of the documents. It will let you know if documents are missing. The procedure starts when the documents are complete.
- After 3 months at the latest: You will receive a notification with the result. In certain cases, the competent body may prolong the procedure.
What else should I know?
Freedom to provide services
Would you like to offer services in Germany only occasionally and for a short time?
Then you usually don't need recognition. You must meet these requirements:
- You must be established in another EU, EEA or Swiss country.
- You must provide proof of your professional qualifications.
- You must notify or register your activity in writing with the competent authority.
Procedure for ethnic German repatriates
As a ethnic German repatriate, you can choose between 2 procedures for professional recognition:
- You submit an application for the procedure described here.
- You submit an application for the procedure under the Federal Expellees Act (§ 10 BVFG).
That's up to you to decide. Your competent office will advise you.
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The text was automatically translated based on the German content.