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Medicines and dressings for people with health insurance

Insured persons in the statutory health insurance are entitled to the supply of pharmacy-only medicines and to the supply of bandages. The costs are covered by the health insurance companies.

Exception: For insured persons over 18 years of age, the costs of so-called trivial means are not covered. These include:

  • Medicines for use in colds and flu-like infections
  • oral and pharyngeal therapeutics (except for fungal infections),
  • Laxative
  • Medicines for motion sickness.

The cost of remedies that you can buy without a prescription is generally not covered. Exception:

  • Medicines that are standard of care for serious illnesses and are prescribed by the doctor.

The choice of prescribed remedies may be limited by discount agreements between health insurance companies and manufacturers. However, these funds are then also free of co-payment.

Fixed amounts may also apply to medication and dressings. Any additional costs will have to be borne by you.

Competent authority

The responsibility lies with your health insurance company.

Which documents are required?

  • doctor's prescription or prescription

What are the fees?

Fees may apply (co-payment, amount above the possible fixed amount). Please contact your health insurance company.

Technically approved by

Lower Saxony Ministry of Social Affairs, Health and Equality

Professionally released on



The text was automatically translated based on the German content.

Source: Serviceportal Niedersachsen (Portalverbund des Bundes und der Länder)