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Exemption from compulsory insurance in the event of marginal employment

If you are in marginally paid employment (450-euro job/mini-job), you are exempt from insurance in this employment. You do not have to pay any fees for them.

You will have to arrange your health insurance elsewhere.

For example:

  • family insurance through the spouse or parents
  • Mini-job as a part-time job: health insurance runs through the full-time job
  • Mini-job for unemployment benefit II recipients: the Employment Agency may take over health insurance

Process flow

  • Your employer will register you after clarifying the facts under insurance law.
  • If you have any questions, your health insurance company will answer them.

Competent authority

The responsibility lies with the health insurance companies. 


The exemption from compulsory health insurance only exists as long as the reason for the exemption lasts. 

For further information, please contact:

  • Your health insurance company


  • of the mini-job center 

Mini-job centre

Technically approved by

Lower Saxony Ministry of Social Affairs, Health and Equality

Professionally released on



The text was automatically translated based on the German content.

Source: Serviceportal Niedersachsen (Portalverbund des Bundes und der Länder)