Apply for domestic help from the statutory health insurance
If you have statutory health insurance, you can get support from a domestic help in certain cases. You can apply for domestic help from your health insurance company if, for example, you
- due to hospital treatment,
- medical care for mothers or fathers, or
- due to medical rehabilitation
temporarily unable to continue your household yourself.
The right to domestic help exists if
- There is a child living in your household who
- younger than 12 years of age at the beginning of domestic help, or
- disabled and dependent on assistance,
- there is no other person in the household who can run the household.
This entitlement to domestic help is not limited in time.
In addition, under certain conditions, you can get temporary domestic help if you
- recover at home from surgery, therapy or a serious illness,
- there is no other person living in the household who can manage the household,
- You are not in need of long-term care – but then the domestic help may be eligible for the care of a child living in the household
The domestic help will support you for a maximum of 4 weeks. If you have a child with a disability who is dependent on help, you are entitled to up to 26 weeks.
Some public health insurance companies also pay for domestic help in other cases or if you have older children. You can find out more in the statutes of your statutory health insurance company.
In principle, you must apply for domestic help from the health insurance company before claiming it. To apply to your health insurance company, you need a medical certificate. In it, your doctor will confirm the need for domestic help and provide information on the extent to which and for how long you are likely to need domestic help. In addition, the doctor should indicate when the need for support arises and what impairments are present due to illness.
If your statutory health insurance company agrees to your application, they will provide you with a domestic help from a nursing service or a comparable organization. If the health insurance companies cannot provide domestic help or if there is a reason not to do so, you can organize the domestic help yourself and will be reimbursed for the costs in an appropriate amount. However, there may be regional differences.
If your parents, siblings or other close relatives help you in the household, your health insurance company cannot pay them any compensation. However, it can reimburse travel expenses and, in some cases, loss of earnings. Find out more about this from your statutory health insurance company.
Process flow
You can submit the application for domestic help by post and – with many statutory health insurance companies – hand it in personally at the office or submit it online.
- Fill out the application form from your statutory health insurance company and submit it to your health insurance company together with the medical certificate on the necessity and duration of the domestic help.
- Your health insurance company will check your entitlement to domestic help and advise you on suitable providers. Alternatively, you can choose a domestic help yourself, provided that this person is a contractual partner of your health insurance company.
- You hire the domestic help.
Requirements
You must meet the following requirements if you are hiring domestic help during a hospital stay, medical care for mothers or fathers or
apply for medical rehabilitation:
- You have statutory health insurance.
- You have received a medical certificate stating the necessity and duration of domestic help.
- There is a child living in your household who
- younger than 12 years of age at the beginning of domestic help, or
- disabled and dependent on help.
- There is no other person living in your household who could continue it.
You must meet the following requirements if you are due to a serious illness, after a hospital stay or
apply for domestic help for 4 weeks after an operation:
- You have statutory health insurance.
- You are not in need of care with care level 2, 3, 4 or 5 (note: in this case, however, domestic help may be considered for the care of the child).
- You have received a medical certificate stating the necessity and duration of domestic help.
- There is no other person living in the household who could continue it.
- The entitlement is extended to up to 26 weeks if
- There is a child living in your household who
- younger than 12 years of age at the beginning of domestic help, or
- disabled and dependent on help.
- There is a child living in your household who
Which documents are required?
- medical certificate stating the necessity and duration of domestic help
What are the fees?
The domestic help usually settles the costs directly with your health insurance company. For each day of domestic help, you pay a co-payment if you are over 18 years old. The co-payment is 10 percent of the costs, but at least EUR 5.00 and a maximum of EUR 10.00 per day.
The statutory co-payment does not apply if
- You need domestic help because of pregnancy or childbirth.
- You are exempt from the statutory obligation to pay co-payments.
What deadlines do I have to pay attention to?
You must apply for domestic help from your health insurance company before claiming the service. If you have hired a domestic help on your own without the consent of your health insurance company, the costs can only be reimbursed in exceptional cases.
Processing duration
It usually takes about 1 to 15 business days to process.
For a quick processing and decision, your health insurance company must have the necessary information and, if necessary, the necessary documents complete and meaningful.
The health insurance company decides on applications in a timely manner, whereby the statutory processing deadline is observed in order to protect patients' rights.
Please note that the stated processing time is an average value of all health insurance companies. It may vary in individual cases.
The exact processing time also depends on the complexity of the individual case and can be extended accordingly. The same applies if documents or records are sent by post to you or your health insurance company.
If necessary, the medical service must be involved. This requires an additional 5 weeks to process your request.
Legal basis
Applications / forms
- Forms: yes
- Online procedure possible: Many statutory health insurance companies offer an online procedure.
- Written form required: no
- Personal appearance required: no
Appeal
- Contradiction
- Action before the Social Court
Technically approved by
Federal Ministry of Health
Professionally released on
25.10.2021
Author
The text was automatically translated based on the German content.