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Conclusion of liability insurance for dog owners

From 1 July 2011, new legal provisions on the keeping of a dog will apply.

Anyone who lives in Lower Saxony and keeps one or more dogs will need liability insurance for these animals from 1 July 2011. There is no distinction between dangerous and non-hazardous, large or small dogs. Liability insurance must be taken out for each dog older than 6 months.

When taking out the insurance, the cover amounts in the event of damage must be taken into account:

  • in the event of personal injury: 500,000.00 Euro
  • in case of property damage: 250,000.00 Euro

The municipality, the velvet community and the city are responsible for monitoring compliance with this requirement. It may require the presentation of the certificate, e.g. when a dog is registered. Further checks are carried out on a case-by-case basis.

Source: Serviceportal Niedersachsen (Portalverbund des Bundes und der Länder)

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