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Which place to enter?

The location is used to determine the responsible office for the selected administrative service. In most cases you can enter your place of residence to find the competent authority. However, there are also cases in which a different location must be specified. Here are some examples:

Birth certificateYou want to get married and need a birth certificate. You live in Hanover, but you were born in Celle. You must therefore state your place of birth, i.e. Celle.

Business registrationYou would like to register a business in Braunschweig. Your place of residence is Hanover. You must therefore state the location of your future business, i.e. Braunschweig.

Apply for a building permitYou would like to build a house in Wunstorf and therefore apply for a building permit. Her place of residence is currently Hanover. You must indicate the place where the house is to be built. In this case it is Wunstorf.

Interest-free loan in accordance with § 3 of the Family Caregiver Leave Act Granting

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You are entitled to an interest-free loan for the time you are caring for close relatives.

The loan:

  • Is intended to help cushion the loss of earnings you incur due to the reduction, or loss, of earned income,
  • is paid in monthly installments,
  • must be repaid in installments at the end of the leave,
  • is applied for at the Federal Office for Family and Civil Society Tasks.

The monthly loan instalments are granted in the amount of half the difference between the flat-rate monthly net salaries before and during the family care leave, or the care leave.

The decisive factor for calculating the lump-sum monthly net salary before the leave of absence is the monthly gross salary without taking into account benefits in kind paid in the last 12 months. One-time payments and other remuneration (such as vacation pay or bonuses) are taken into account in the calculation.

Even in the case of a complete leave of absence during the care period, a fictitious gainful employment of 15 hours is assumed for the calculation of the loan. Therefore, the loan replaces a maximum of half of the difference between the income before the care leave and the fictitious income from 15 hours per week.

The loan instalments are transferred to the specified account at the beginning of each calendar month in which the eligibility requirements are met.

You also have the option of applying for a lower loan - up to a minimum of 50 euros per month. You have to claim the loan as a priority before receiving means-tested social benefits. When calculating social benefits, a loan granted to you will always be counted as income.

Who should I contact?

Federal Office for Family Affairs and Civil Society Functions

Applications / forms

Which documents are required?

  • Certificate of the need for care of the relative in need of care,
  • pay certificate from the employer for the last 12 months stating the weekly hours agreed in the employment contract,
  • written agreement with the employer on the reduction and distribution of working hours.

What are the fees?

none

What deadlines do I have to pay attention to?

A retroactive entitlement to an interest-free loan exists if the application is submitted within three months of the existence of the conditions for granting family care leave, otherwise the application is valid from the beginning of the month in which the application is submitted.

Legal basis

Source: Serviceportal Niedersachsen (Portalverbund des Bundes und der Länder)

Further Links

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Single points of contact of the state of Lower Saxony, Single points of contact of the countries of Europe, advice and assistance for EU citizens and their families.
Access information on the single point of contact for the state of Lower Saxonyvisit Website Internal Market, Industry, Entrepreneurship and SMEsVisit advice and assistance for EU citizens and their families