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Apply for hardship waiver of the BAföG repayment debt after rejection of a cooperation decree

Your decision for or against a BAföG training loan should not lead you to fear of debt. For example, you can issue a hardship decree if the cooperation decree has been rejected.

Hardship means a minor breach of your obligations to pay and cooperate throughout the repayment period.

Your application can

  • lead to a hardship decree:
    • You will be relieved of the (remaining) debt of your BAföG loan.
  • lead to a rejection:
    • You must repay the remaining debts in the amount of your BAföG loan, including open costs and interest.

You can submit your application informally

  • telephonic
  • in writing and
  • online

at the Federal Office of Administration (BVA).

Process flow

You can submit the application informally

  • telephonic
  • in writing and
  • online

at the Federal Office of Administration (BVA).

  • If you submit your application by telephone:
    • Call one of the BVA phone numbers provided.
    • Submit the application.
  • If you submit your application in writing:
    • Send the informal and signed application - stating your business mark - by post to the BVA.
  • If you submit your application online:
    • Open the BAföG online portal of the BVA and register there.
    • After registration, you will receive a confirmation by e-mail. Follow the steps in the email to complete the registration.
    • Log in to the BAföG online portal.
    • Click on "Application forms" and select the form "Hardship Decree" via the button "Submit application".
    • Fill out the form and press the "Submit" button.
  • You will receive the decision on your application by post from the BVA.
  • If your application is approved, you are debt-free and no longer have to repay the loan.
  • If your application is denied, you will have to repay the remaining loan debt, including any outstanding costs and interest, in one sum.

Requirements

You can submit an application if:

  • They were rejected a cooperation decree by the Federal Office of Administration (BVA).

Requirements for the hardship decree:

  • within the repayment period
    • an address investigation costs have been charged to you no more than 1 time;
      • this happens if you have not notified the change of your name or the changes in your residential address and the Federal Office of Administration (BVA) had to determine this
    • a fine has never been imposed on you;
      • Fines are levied if you have not notified changes in the relevant family and income circumstances during an exemption or deferral
    • you have paid all payment obligations, including cost and interest claims;
      • interest on arrears has been incurred for a maximum period of 150 days.

 

Hint
Interest is charged whenever you are more than 45 days behind with a payment.

Which documents are required?

  • none

What are the fees?

  • none

What deadlines do I have to pay attention to?

Application: within 1 month after rejection of the Cooperation Decree

Processing duration

  • Processing time of the application: 3 months

Applications / forms

  • Forms: no
  • Online procedure possible: yes
  • Written form required: no
  • personal appearance: no

Link to the online procedure on a website of the Federal Office of Administration

Author

The text was automatically translated based on the German content.

Technically approved by

Federal Ministry of Education and Research (BMBF)

Professionally released on

04.12.2020

Data protection information

Gemeinde Rhede (Ems) - Ordnungsamt/Gewerbe/Feuerwehrwesen

Postal address: Post Office Box 1134

Address: Gerhardyweg 1, 26899 Rhede (Ems)

Telephone: 04964 9182-19
Fax: 04964 9182-40
Transport Connection:
Parking:
Handicapped Parking Place: Number: 2, Fees: no
Parking Place: Number: 60, Fees: no
Building Access:
elevator available : yes
wheelchair-accessible : yes
bank account:
recipients: Gemeinde Rhede (Ems)
bank: Emsländische Volksbank
IBAN: DE08266614940000164300
recipients: Gemeinde Rhede (Ems)
bank: Sparkasse Emsland
IBAN: DE06266500010017000019
payment methods:
Sepa Credit Transfer, Bank Transfer, Cash Payment, Sepa Direct Debit, Paypal

Ansprechpartner

Point of contact:
Herr Holger Knak
Address: Gerhardyweg 1, 26899 Rhede (Ems)
Telephone: 04964 9182-19
Fax: 04964 9182-40
Department:
Ordnungsamt, Sozialamt, Bürgeramt, Standesamt, Gewerbeamt
Room:
19
responsible for:

Landkreis Emsland

Address: Ordeniederung 1 , 49716 Meppen

Postal address: Post Office Box 15 62

Telephone: 05931 44-0
Fax: 05931 44-3621
Transport Connection:
Building Access:
elevator available : yes
wheelchair-accessible : yes
bank account:
recipients: Landkreis Emsland
bank: Emsländische Volksbank
BIC: GENODEF1LIG
IBAN: DE26266600600120050000
recipients: Landkreis Emsland
bank: Sparkasse Emsland
BIC: NOLADE21EMS
IBAN: DE39266500010000001339
recipients: Landkreis Emsland
bank: Postbank Hannover
BIC: PBNKDEFF250
IBAN: DE36250100300012132306

Ansprechpartner

Point of contact:
Marc-André Burgdorf
responsible for:
Bernd Otten (Datenschutzbeauftragter)
Telephone: 05931 44-1605
Fax: 05931 44-391605
Room:
605
responsible for:

Landesbeauftragte für den Datenschutz Niedersachsen

Address: Prinzenstraße 5, 30159 Hannover

Telephone: +49 511 12045-00
Fax: +49 511 12045-99
Building Access:
elevator available : unknown
wheelchair-accessible : unknown

Source: Serviceportal Niedersachsen (Portalverbund des Bundes und der Länder)

Further Links

Single points of contact of the state of Lower Saxony, Single points of contact of the countries of Europe, advice and assistance for EU citizens and their families.