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Entrepeneurs assistant

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Granting of a licence for the commercial activity as a real estate loan intermediary

You need a permit to work as a real estate loan broker if you are a professional

  • Real estate consumer loans within the meaning of § 491 paragraph 3 of the Civil Code or
  • want to mediate appropriate financial assistance against payment within the meaning of § 506 of the Civil Code.

Real estate consumer loans are loan agreements between an entrepreneur as a lender and a consumer as a borrower, which are secured either by a mortgage or a real burden or which are intended for the acquisition or maintenance of ownership of land or buildings.

You also need permission to work as a real estate loan agent if you

  • want to arrange financial aid for a fee, or

Wish to advise third parties on real estate consumer loan agreements or corresponding financial assistance for consideration.

Source: Serviceportal Niedersachsen (Linie6PLus)

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