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Register as a pension consultant


Anyone wishing to provide pension advice in the following areas must register with the competent authority:

  • Statutory pension and accident insurance
  • Social compensation law
  • Other social security and severely disabled persons law with reference to a statutory pension as well as occupational and occupational pensions

Pension advice is a sub-area of legal advice according to § 10 of the Legal Services Act (RDG). Further information can be found in the service "Legal services based on special expertise: Registration".

Once all the requirements have been met and all the evidence has been provided, the competent authority will register and arrange for it to be published in the Legal Services Register.

Jurisdiction lies with the regional court and the larger district court (so-called presidential district court).

This procedure can also be carried out via a "Point of Single Contact". The "Point of Single Contact" is a special service offered by the municipalities and the state for service providers.

  • Anyone who can be registered

  • personally suitable for the performance of the activity and
  • is also reliable, as well as
  • has special expertise (theoretical and practical) and proves this by means of documents.
  • Important measures of the required reliability are:

  • the previous life (in particular any criminal offences) and
  • the economic conditions.
  • If this is necessary to protect litigants or legal transactions, registration may be made subject to conditions or subject to conditions.
  • Summary of the vocational training course and previous professional practice
  • Certificate of good conduct for authorities (document type O)
  • Declaration of whether insolvency proceedings are pending or whether an entry in a list of debtors has been made in the last three years prior to the filing of the application in accordance with Section 26 (2) of the Insolvency Code (InsO)
  • Declaration of whether registration or admission to the bar has been refused, withdrawn or revoked or excluded from the legal profession in the last three years prior to the application and - if this is the case - a copy of the decision
  • Documents to prove practical expertise:
    • Employment references/other certificates of previous practical activity or qualification for judicial office in accordance with the German Judges Act (DRiG)
  • Documents to prove theoretical expertise:
    • Certificate of successfully completed expert training course, written supervisory work and evaluation as well as a detailed description of the content and course of the course
    • Or certificate of the first examination according to § 5d para. 2 of the German Judges Act (DRiG)
    • Proof of theoretical expertise by other certificates, in particular the degree certificate from a German university or university of applied sciences for a university or university of applied sciences course of study of at least three years with predominantly legal content, if the course of study imparts the legal knowledge required under Section 11 (1) or (2) of the Legal Services Act.
  • Proof of professional indemnity insurance
  • (Minimum sum insured 250,000 euros for each insured event)
  • If a qualified person is specified, also: documents showing that the qualified person is permanently employed in the company, is independent of instructions and authorised to issue instructions and has the right to represent the company externally

Fees are payable in accordance with No. 1110 of the list of costs (annex) to the Judicial Administration Cost Regulations Act (JVKostG).

Fee: 150,00 EUR
Payment in advance: No
Fee for registration. In the case of the registration of a legal entity, this also covers the simultaneous registration of a "qualified person".

Fee: 150,00 EUR
Payment in advance: No
Fee for registering another "qualified person".

Fee: 75,00 EUR
Payment in advance: No
Fee for revoking or withdrawing registration.

The activity may only be commenced once the permit has been granted.

  • Application forms can be found on the announcement platform for out-of-court legal services
  • OnlineApplication for NAVO
  • Written form requirement: yes

Generally available remedies

If the competent authority does not decide in accordance with the application or revokes a registration (Section 14 RDG), an objection can be lodged with the competent authority within one month or an immediate action can be filed with the administrative court.

An action against a negative objection notice can also be brought before the administrative court.

The Registration Authority does not decide on disputes between registered legal service providers and recipients or between legal service providers. Civil law claims between the parties involved must be asserted before the ordinary courts.

Anyone who is established in the European Economic Area (EEA) for the purpose of practising a profession related to the provision of legal services may, under certain conditions, practise this profession occasionally and as a temporary legal service in Germany.

Lower Saxony Ministry of Justice

Source: Serviceportal Niedersachsen (Portalverbund des Bundes und der Länder)